Take A Quick Breather

AIA Platinum Wealth Elite offers a range of ILP sub-funds to reap
potential attractive returns within your risk tolerance.

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reconsider other product solutions that better meet your financial needs.

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Take A Quick Breather

This plan will require a long-term commitment (more than 10 years).

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reconsider other product solutions that better meet your financial needs.

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Take A Quick Breather

It appears that you are risk adverse.

This product may not suit your risk appetite.

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Disclaimer
The higher illustrated investment rate of return for AIA Elite - in calculated based on the historical performances of the combination of Bloomberg Barclays Aggregate Corporate Total Return Index and MSCI World Total Net Return Index using it’s target asset allocations. These indices are the benchmarks for the ILP sub-fund. The lower illustrated investment rate of return is set out in accordance with Life Insurance Association Singapore (LIA) guidelines on policy illustration for Investment-Linked Policies. Please note that past performance is not indicative of future performance. This presentation is for your information only and does not have regard to the specific investment objectives, financial situation and particular needs of any persons. It is intended only to be a simplified description of the recommended portfolio and may differ based on your risk profile, you are advised to speak to your financial services consultant to find out more! Or simply leave your details with us and we will get back to you shortly!
Let's find out your willingness and ability to take risks.
This allows us to recommend an investment portfolio
that is suitable for you.
VIEW
RESULT
Risk and Return are related. An investor who wants to achieve
higher potential return must be prepared to take high risks.
01 / 07
Which of the following best describe your investment objective?
Fixed Deposit
(very little risk)
High Grade Bonds
(low risk)
Mix of Stocks and Bonds
(moderate risk)
Stocks
(high risk)
Investor should consider their loss tolerance
when making any investment decision.
02 / 07
How much loss are you willing to tolerate before selling your investment?
No loss
Up to 10% loss
Up to 20% loss
30% loss or more
The value of investments may fluctuate. Investors of riskier investment are
generally exposed to bigger ranges of potential gains and loses.
03 / 07
Please indicate which investment you are willing to accept,
assuming normal market conditions.
Investment A
Minimal investment fluctuation
ie., little potential gain and loss.
Investment B
Low investment fluctuation
ie., low potential gain and loss.
Investment C
Moderate investment fluctuation
ie., moderate potential gain and loss.
Investment D
High investment fluctuation
ie., high potential gain and loss.
Most investments come with risks.
Investors who invest a higher portion of their assets have higher exposure to
possible investment losses and market fluctuations.
04 / 07
How much of your assets* do you target to invest,
i.e. including existing and planned investment?
75% or more
50-74%
25-49%
Less than 25%
An investor who has the ability to commit his investment capital
for a long period of time will generally has higher capacity to cope with
short term market fluctuations.
05 / 07
Do you agree that you will stay invested with this product for more than 10 years?
Yes
No
An investor who has set aside funds in case of emergencies
(i.e. 3 to 6 months of expenses) will be less likely to depend on his investments.
They can stay invested over the intended period of time.
06 / 07
If an emergency happens, how much do you need to
withdraw from your investment?
Significant amount
Moderate amount
Small amount
Do not depend on investment
The true level of risk an investor is willing to tolerate is often seen
during stressful situations.
07 / 07
Your investment were affected by poor economic conditions and declined in value substantially.
Which of the following best describe your reaction?
Sell investment
and hold cash
Reallocate
investment portfolio
No change
 
Chance to hunt for a
good investment
Based on the risk assessment,
the recommended portfolio for you is
AIA Elite Conservative
(Higher) Illustrated Rate of Return: 5.8%
AIA Elite Balanced
(Higher) Illustrated Rate of Return: 7.2%
AIA Elite Adventurous
(Higher) Illustrated Rate of Return: 8.0%
  • Fixed Income
  • Equities
The (lower) Illustrated Rate of Return for the 3 portfolios is at 4.0% p.a.
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