Purchase any of the following AIA insurance plans and riders to enjoy discounts on your first year premium:
Premium Discount
Additional Insurance Coverage
Basic Health Screening
| AIA Insurance Plans / Riders | Additional Promotional Discount | Upfront Vitality Discount | |
| AIA Absolute Critical Cover (ASCC) | 5% | + | 5% |
| ASCC Booster | 5% | + | 5% |
| AIA Beyond Critical Care | 5% | + | 5% |
| Early Critical Cover Extra Rider on AIA Beyond Critical Care | 5% | + | 5% |
| AIA Diabetes Care | 5% | + | 5% |
| Cancer Cover Rider on AIA Diabetes Care | 5% | + | 5% |
| AIA Hospital Income | 5% | + | 0% |
| AIA Max VitalCare | 5% | + | 0% |
| AIA Max VitalHealth | 5% | + | 0% |
| AIA Max A Cancer Care Booster | 5% | + | 0% |
| AIA Pay Protector | 5% | + | 5% |
| AIA Premier Disability Cover | 5% | + | 5% |
| AIA Prime Critical Cover | 5% | + | 5% |
| AIA Secure Flexi Term | 5% | + | 5% |
| TPD Rider on AIA Secure Flexi Term | 5% | + | 5% |
| Critical Cover Rider on AIA Secure Flexi Term | 5% | + | 5% |
| Early Critical Cover Rider on AIA Secure Flexi Term | 5% | + | 5% |
| AIA Ultimate Critical Cover (UCC) | 5% | + | 5% |
| UCC Enhancer | 5% | + | 5% |
| Critical Cover Accelerator on AIA Life Dividends | 5% | + | 5% |
| Early Critical Cover Accelerator on AIA Life Dividends | 5% | + | 5% |
| Term Rider for AIA Pro Achiever Series | 5% | + | 5% |
| Other Optional Riders | |||
| Critical Protector Waiver of Premium (II) | 5% | + | 5% |
| Early Critical Protector Payor Benefit | 5% | + | 5% |
| Early Critical Protector Payor Benefit (II) | 5% | + | 5% |
| Early Critical Protector Waiver of Premium | 5% | + | 5% |
| Early Critical Protector Waiver of Premium (II) | 5% | + | 5% |
| Payor Benefit Comprehensive Special (II) | 5% | + | 5% |
- AIA Vitality upfront Premium Discount is not applicable to AIA Max VitalCare, AIA Max VitalHealth, AIA Max A Cancer Care Booster and AIA Hospital Income plans.
- Existing AIA Max VitalCare, AIA Max VitalHealth and AIA Max A Cancer Care Booster customers can integrate their plan with AIA Vitality if they have not done so by ensuring they have an active AIA Vitality membership 36 days before their policy anniversary. They will enjoy AIA Vitality premium benefits at the next policy anniversary based on their AIA Vitality status 45 days before their policy anniversary. Existing AIA Max VitalCare, AIA Max VitalHealth and AIA Max A Cancer Care Booster customers will NOT be eligible for the additional Premium Discount.
Purchase any of the following AIA Insurance plans to enjoy free additional coverage via PowerUp Dollar.
| AIA Insurance Plans | Additional insurance coverage |
| AIA Pro Lifetime Protector (II) | 10% |
| Lifetime Critical Cover Rider | 10% |
| AIA Guaranteed Protect Plus (IV) | 10% - 25% |
The Base PowerUp Dollar will be determined at the start of the policy.
- For AIA Pro Lifetime Protector (II), the Base PowerUp Dollar is 10% of the Insured Amount and an additional 10% of the Lifetime Critical Cover (optional rider) coverage.
- For AIA Guaranteed Protect Plus (IV), the Base PowerUp Dollar is a percentage (i.e. 10%, 15% or 25%) of GPP(IV) Accumulator sum assured, determined by the Multiplier of 2X, 3X or 5X respectively.
- PowerUp Dollar is adjusted according to the AIA Vitality status of the insured as at 45 days before each policy anniversary.
- The maximum PowerUp Dollar (after adjustment) will be 150% of your Base PowerUp Dollar, depending on the selected AIA insurance plan.
Purchase any of the following AIA Insurance plans to enjoy Basic Health Screening at no charge.
| AIA Insurance Plans |
| AIA Cashback Protector |
| AIA Centurion PA |
| AIA Platinum AccidentCare |
| AIA Solitaire PA (II) |
- The Basic Health Screening for the first policy year is applicable to all AIA Vitality members who integrate the selected AIA insurance plan(s) at the point of purchase, regardless of Vitality status.
- To continue enjoying this benefit from the second policy year, AIA Vitality members must have levelled up and/or maintained at Gold / Platinum Vitality status at the point of policy renewal every year.