- 150 multi-stage critical illnesses, with up to S$350,000 payout for early critical illness or intermediate critical illness
- 25 special conditions, including Osteoporosis, Diabetic Complications, and Severe Gout
- 12 pre-early conditions, including signs of early critical illness like Benign Tumour and Borderline Malignant Tumour, common chronic diseases like Varicose veins (requiring surgery), as well as age-related conditions (covered from age 51 onwards) like Urinary incontinence (requiring surgical repair)
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Coverage for 187 Conditions
What's more – this is the first and only plan in the market covering common health conditions such as Thyroid disorders, Sleep Apnoea, Benign prostatic hyperplasia (requiring surgery), and Glaucoma (requiring surgery).
Receive a one-time payout of additional 20% of coverage amount for any illness, condition or future disease that requires ICU admission (min. 4 days).
Coverage Benefit
To age 100
Surrender Benefit (From age 75 or after year 60 of your plan anniversary, whichever is earlier)
75% of coverage amount plus 1% for each progressive year from age 76 onwards, up to 99% of your coverage amount
Maturity Benefit (At age 100)
150% of coverage amount
Note: Any claims paid under Critical Illness Benefit will reduce the amount of surrender benefit or maturity benefit.
Power Reset Benefit
Fully restores your coverage amount once 12 months have passed from the last critical illness or Power Relapse Critical Illness, allowing you to make multiple claims of up to 500% of your coverage amount.
Power Relapse Benefit
Be backed up not once, but twice the coverage amount (up to 200%) if you suffer from the same critical illness, namely re-diagnosed Major Cancer, recurred Heart Attack, recurred Stroke, repeated Major Organ/Bone Marrow Transplantation or repeated Heart Valve Surgery, once 24 months have passed from the preceding same Critical Illness or Power Relapse Critical Illness Condition, for which a claim was admitted by us.
Plus, Major Cancer need not be in remission to claim for re-diagnosis!
Premium discount for subsequent renewal of your child's AIA Absolute Critical Cover plan will be as follows up till age 21.
One child: 5%
Two or more children: 10%
Teladoc Health
Receive personalised medical support from diagnosis to recovery for critical medical conditions from a panel of over 50,000 leading global specialists under Teladoc Health and get personalised support and guidance from their case management team through to recovery.
This Personal Case Management service is limited but not exclusive to policyholders of AIA Absolute Critical Cover. To access this service, please call (65) 6643 9195 or refer to the AIA Absolute Critical Cover brochure for more information.
Whitecoat Telemedicine
A service that allows you to video consult with Singapore-registered doctors at your convenience. Enjoy a flat teleconsultation fee of S$12^ and have your prescribed medicine delivered to your doorstep as well.
^Cost excludes GST, medication, delivery charges, medical tests, imaging, or examination, where applicable.
Whitecoat Chronic Home Care
An exclusive program that helps you manage and treat Diabetes, High Blood Pressure and High Cholesterol at home, from as little as S$30/month^.
You can also enjoy teleconsultation for routine review and monitoring, in-home visits for lab tests, in-app reminders for your test dates and also prescribed medication and delivery (charged separately).
^Cost excludes GST, medication, delivery charges, medical tests, imaging, or examination, where applicable.
Please refer to the AIA Absolute Critical Cover brochure for more information.
Better choice, better health
Make the choice towards better health than before with AIA Vitality, one of the most comprehensive wellness programmes in Singapore. Through a wide spectrum of tools and benefits that target different aspects of your health, AIA Vitality supports you to make positive behavioural changes that improve your overall wellness.
As an AIA Vitality member, you will enjoy upfront premium discount on your first year's premium for the plan and eligible riders. As you get healthier and improve your AIA Vitality status, you will enjoy greater discounts of up to 15% – which means lower costs on your coverage! So the higher your AIA Vitality status, the more you save!
Please click here for further details.