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Benefits for you
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Payment and Coverage period
5 years payment terms = 15 – 30 years coverage period
10 years payment terms = 20 – 30 years coverage period
15 – 30 years payment terms = Same as premium payment period
Riders to waive future premiums
Future premiums of your AIA Smart Flexi Growth plan and eligible riders (if any) will be waived, upon diagnosis of any of the covered:
- 149 early, intermediate, or major stage critical illnesses with Early Critical Protector Waiver of Premium (II) rider; or
- 72 major critical illnesses with Critical Protector Waiver of Premium (II) rider
Riders to secure your child's future
Future premiums of your child's AIA Smart Flexi Growth plan and eligible riders (if any) up to his/her 25th birthday will be waived, upon diagnosis of any of the covered:
- 149 early, intermediate, or major stage critical illnesses, total and permanent disability, or upon your passing with Early Critical Protector Payor Benefit (II) rider